Stripe tends to support and accept international payments across more than 130 countries. However, after exploring the payment industry, we found that there are some rules and regulations for international payments with Stripe.
Remember that you need a Stripe account that is verified. And for transactions, there are pricing fees and charges that you need to pay. Also, Stripe does not accept all types of currencies.
Let’s get to learn how global payment works with our recommendation on buying a verified Stripe account.
Does Stripe Accept International Payments?
Yes, Stripe accepts international payments through different payment methods. The most common transaction ways are card systems and bank transfers. And the good news is it also lets the users use digital currencies such as crypto to pay internationally.
The payment processing time can be longer, based on the bank policies of different regions. Although credit or debit card payments are faster, their charging fees are relatively higher.
If you want to send or receive checks or money drafts, that is also possible through Stripe. But the checks need to be international.
This platform also supports payment through some mobile apps. If you use WeChat Pay or Alipay, you can send international payments with these through Stripe. However, these apps may not support all currencies.
For What Countries Does Stripe Support International Payments?
To grow your business and service overseas, Stripe makes sure you can make international payments in more than 40 countries! That includes these smaller and larger countries as listed:
| European Countries | Non-European Countries |
| Austria Belgium Bulgaria Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Ireland Italy Latvia Lithuania Luxembourg Malta Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden Switzerland United Kingdom | Australia Brazil Canada Hong Kong India Japan Malaysia Mexico New Zealand Singapore United Arab Emirates United States |
In Which Currencies Does Stripe Accept International Payments?
Thankfully, stripe supports more than 135 currencies so that you can charge customers or clients in their native currencies. Also, you will receive the payment in your local currency. And here are the currency type supported by Stripe:
Zero-Decimal
As the name suggests, this payment system allows transecting of zero-decimal currencies that do not have subdivisions or decimal values. Their smallest unit is the same as the base unit of the money.
As this platform is compatible with zero-decimal currency, account users do not need to use fractions or decimals during transactions. If you want to charge 500 Japanese Yen, you will need to enter an amount value of 500 in the Stripe.
It is helpful if you want to make payments with countries with this type of money. And here is the list of such currencies available for Stripe international payment:
| Zero-Decimals | |
| BIF CLP DJF GNF JPY KMF KRW MGA | PYG RWF UGX VND VUV XAF XOF XPF |
Three-Decimal
Three-decimal currencies are the standard way for international transactions. It aids in incorporating refunds and dispute values. These currencies use one smaller subunit than the base value of the money.
In order to illustrate, 1.423 Kuwaiti Dinar refers to 1 Diner and 423 fils. This is how the three-decimal monetary system works.
But Stripe does not accept odd or even number values after the decimal. So, if you want to make transactions of 1.423 Diners or currency, you will need to round up the amount.
For that, enter 1.420 or 1.430 in the transaction dashboard. Here are such currencies supported by Stripe:
- BHD
- KWD
- JOD
- TND
- OMR
Other than these, we have also listed the supported currency system for card payments:
| Currencies for Card Payments | ||||||||
| USD AED AFN* ALL AMD ANG AOA* ARS* AUD AWG AZN BAM BBD | BDT BGN BIF BMD BND BOB* BRL* BSD BWP BYN BZD CAD CDF CHF CLP* | CNY COP* CRC* CVE* CZK DJF* DKK DOP DZD EGP ETB EUR FJD FKP* GBP | GEL GIP GMD GNF* GTQ* GYD HKD HNL* HTG HUF IDR ILS INR ISK | JMD JPY KES KGS KHR KMF KRW KYD KZT LAK* | LBP LKR LRD LSL MAD MDL MGA MKD MMK MNT MOP MRO MUR* | MVR MWK MXN MYR MZN NAD NGN NIO* NOK NPR NZD PAB* PEN* PGK PHP PKR | PLN PYG* QAR RON RSD RUB RWF SAR SBD SCR SEK SGD SHP* SLE SOS SRD* STD* SZL THB TJS TOP TRY | TTD TWD TZS UAH UGX UYU* UZS VND VUV WST XAF XCD XOF* XPF* YER ZAR ZMW |
Note that currencies with the asterisk symbol (*) means you cannot transact them through American Express!
What Are the International Fees For Stripe Payments?
Put a smile on your face as the Stripe platform has several pricing packages for several businesses. Overall, the charge or fees to pay internationally is higher than the local payments.
For card transactions, they charge two types of fees. Like, for payments made with a USA-based Visa card, users need to pay a 2.9% charge plus 30 cents.
They also have minimum to maximum charge values that vary from currency to currency. The minimum fee pricing for USD is $0.50.
On the contrary, the minimum charge is around $4.0 for Hong Kong Dollar. For more detailed information and the latest fee update, feel free to check their website.
How to Accept International Payments Using Stripe?
To accept Stripe international payments, you will need to follow the process that fits the Stripe terms of service.
And we guess it may seem confusing in case you have not set up your account yet. So, let us break down the whole process:
- First, go to Stripe’s official website and create your account following the on-screen instructions.
- Verify the new account as per Stripe regulations.
- Turn the International Payment option “on.”
- If you have a working website, make the necessary adjustments to it to add the Stripe payment option. This step will require adding some codes and customer forms.
- Now, check if your account setup is working properly or not. If yes, go live to be able to accept international payments.
Note that the verification process is time-consuming and requires effort. So, if you are up for a quick setup, we recommend buying a ready-to-use Stripe account. For an authentic and verified account, explore our services below.
Why Choose Our Service To Accept Stripe International Payment?
At Merchantta, we’d like to provide both old and new Stripe account for sale. So, you are at liberty to choose the account that fits your budget. Also, with our account, you can expect to get the following benefits:
- We offer verified accounts, so you do not need to go through technical issues to set up the account with your website.
- For businesses with no website, we sell accounts with payment link options.
- If the account is faulty, we will replace it with a new one.
- We sell accounts that accept payment from any nation.
FAQs
When it comes to international payments using a payment gateway, there are many limitations. So, it is usual for you to have more questions on Stripe. Find your answers below –
Is it safe to use a Stripe account for international payment?
PCI-certified auditors have inspected the platform, and they certified Stripe as safe. They store the data safely to prevent fraudulent activities. There will not be data breaches and threats as long as you use a verified account.
Is it mandatory to have a business website for Stripe international payments?
No, having a website to be eligible to transact globally is not a must. You will need to create a payment page from the Stripe dashboard and share it with the clients.
Can you use Stripe international payment links multiple times?
Yes, you can. Once you create your payment page, you will get a payment link. Then, start copying and pasting the link as much as you want. But if, for some reason, the account is faulty, the link might not work.
Final Thoughts
Compared to PayPal and other payment platforms, Stripe is pretty new. So, we can understand why there are thousands of queries on how Stripes accept international payment.
Well, Stripe stepped up their game to avoid currency conversion fees, as they support numerous currencies.
So, if you are not a fan of conversion charges, we highly recommend using Stripe for global transactions. And Merchantta stripe account can really help with the verification and sign-up process.
