Can I Have 2 Wise Accounts?

Over the last few years, the demand and popularity of e-commerce, as well as electronic payment systems, has increased dramatically. In this interconnected world, people from any corner have access to vast e-commerce organizations, which raised the demand for electronic payments as well. Whether you are doing business online, or you’re freelancing from another country, or shopping for products from outside your country’s frontier line, you may need to transact funds globally. 

To meet those demands, two best friends created a UK-based money transfer platform formerly known as ‘TransferWise’, presently ‘Wise’, to move funds faster and cheaper internationally in 2011. With Wise, you can send money and receive money, hold balances in multiple currencies, spend with debit cards, and much more.

If you’re a Wise user or wish to use Wise for your work purpose, a question probably wanders into your mind: “Can I have 2 Wise accounts?” No, You cannot own two Wise personal accounts, as Wise only allows users to have only one personal account. Keep reading this article as we’ll unfold the various possibilities of Wise. 

What Is Wise?

Wise is a foreign exchange financial company that facilitates money transfers internationally and transacts multi-currency between individuals and business customers. To date, it caters to its users with three main services: Wise Account, Wise Business, and Wise Platform. It simplifies money transfers within borders. With Wise, you can transact money within 160 countries.

What Is Wise

The expansion of this UK-based platform is mind-boggling. As of 2023, it generated £846 million. For over a decade, the company has been delivering the best services to its customers. Every single month, it makes over $8 billion of transfers globally, and over 13 million active users use Wise to execute their fund transactions. 

The app provides cheap, simple, and fair exchange rates and ensures fast international money transfers. Keep reading our guided article, where we described Wise elaborately. 

Is Wise Safe?

Wise is performing with an astounding reputation across the globe. It has gained its fame by ensuring safety and security in transferring money. In this platform, there is 2-factor authentication, which gives more protection to customer’s accounts and transactions. To ensure the security of its customer’s money and personal information, the Wise team constantly monitors the platform’s safety measures. Wise’s dedicated fraud-detecting team always stays active to ensure maximum security. So you don’t have to worry if you use Wise to transact money. 

Wise is thoroughly governed by the Financial Conduct Authority (FCA) in the UK and the Financial Crimes Enforcement Network (Fin CEN) in the US. These governing bodies are committed to protecting consumers, enhancing market integrity, and promoting competition in the interests of consumers. Wise holds an ISO 27001 certificate, and it has achieved the badge of General Data Protection Regulation (GDPR) compliance. 

The safety measures that Wise has taken are world-class. You need not worry a bit while using Wise. The world chose Wise because it gave their customers the security and safety that is always a first concern.

Types of Wise Account

One of the biggest international money-transferring platforms, Wise allows its customers to own two types of online money accounts, namely Personal and Business Accounts. With both accounts, users can send, receive, spend payments, and hold balances in multiple currencies. Let’s learn about them:

Types of Wise Account

Personal Account

The Personal Wise account is used by users who travel, live, or work abroad. Generally, this account is only for personal financial usage. If you live abroad and want to transfer or receive funds, this account is perfect for you. 

The account can hold 40 different currencies and comes with a mid-market rate, the realest and fairest exchange rate, which is set by the market, that gives you better exchange rates than banks.

Business Account

The Wise Business account is a one-stress-free solution for your business. It’s a cost-effective way to send payments related to business and receive payments in multiple currencies. A mid-market conversion rate is also used in this account. 

Additionally, this account comes with some really handy features and tools that can help your business. With this account, you can easily manage your business, organize your finances, cut your additional costs, and get paid on time. The key features of a business account are:

  • The business accounts provide better visibility and help you to manage your business finances with accuracy.
  • If you’re doing an e-commerce online business such as Amazon or eBay, you can transact payments easily without wasting time.
  • Wise adds features like ‘invoice generator’ or ‘invoice templates.’ With which you can create your invoices.
  • Another handy feature, “QuickBooks Bill Pay Connection,” comes with a Wise Business account. With which you can sync, match, and categorize your bill payments for simple settlements.
  • You can pay up to 1000 people at a time by using Batch Payment options. So you don’t have to worry about handling your customers or employees. 

Wise not only offers you transferring solutions but also provides the best tools and features that can come in handy for your online or offline business. So far, you have understood the perks of these types of accounts; now check the fact whether you can open multiple accounts in the next section.

Can I Use Two Wise Accounts?

One of the important questions most of the users ask is, “Can I have 2 Wise accounts?” If you use Wise for various purposes, then the need to have multiple Wise accounts may rise. Wise only allows users to have only one personal account.  However, there are two types of accounts Wise offers to its users: one is for personal use, and one is for Business usage

Can I Have 2 Wise Accounts

Now, if you wish to have multiple personal accounts, then you must have different personal details, contact details, and different IP addresses. But if you make a personal account using different credentials, such accounts are known as stealth accounts. If you try to open a stealth account, Wise’s expert security team will catch your counterfeit activity. Your stealth account will be immediately shut down or will be shut down within 1-3 working days.

On the other hand, if you require an additional business account for your other businesses/entities, Wise allows you to create multiple business accounts. You can sign up with another separate email address, or you can create another business account from your existing account. If you have multiple businesses, you can only create Wise business accounts for your separate businesses. The fun fact is that you can control multiple business accounts under one set of login details.

In a nutshell, you can own only one personal Wise account. However, Wise permits you to have multiple business accounts depending on the number of businesses you have.

Set Up Additional Business Account

If you want to set up another business account for your other business, you can accomplish the process within Wise apps. Follow these simple steps to get an additional business account:

  1. First, go to your Wise account profile.
  2. Then select your name in the top right corner.
  3. Select “Switch Account”.
  4. Now, choose “Get a business account” and follow the instructions.

Note: You can only have a single account per business/entity.

Switch Between Business Accounts

If you have multiple business accounts, or you have access to several business accounts, you can easily switch between them. As different accounts have different amounts of funds and credentials, make sure you double-check your account before approaching any transfer. You can operate your Wise apps either on a PC or on your mobile. Here’s a guideline on how you can switch your accounts both ways. 


If you access your Wise account on the website, follow these steps:

  1. First, open the Wise website and log into your account.
  2. On the website, click on your name or your business name in the top right corner.
  3. In this prompt, you’ll see your other accounts in the dropdown menu.
  4. Select the account you’d like to switch to, either your other business or personal account.

Mobile App

You can switch accounts using your mobile app. The steps are:

  1. Go to the ‘Your Account’ tab.
  2. Click on your circular profile photo in the top left corner.
  3. You’ll be able to see all your Wise accounts under ‘Other Accounts’.
  4. Select the account you’d like to switch. 

With limitations on personal accounts, Wise gives ample opportunities on business accounts. To ensure a safe environment for the users, Wise must restrict users from making stealth accounts. But for some legitimate reasons, a user has to open multiple accounts. Here’s when you should open multiple accounts in a legit way. Hang up with the article to learn more.

When to Consider Having Multiple Wise Accounts?

Most of the Wise users usually have two accounts – One for personal and the other for business usage. But in many cases, users require multiple accounts, which generally involves business. Where the users must go for additional accounts, however, you can’t open multiple personal Wise accounts, but with business accounts, there are many things you can consider doing. Here are some reasons why Wise considers your application regarding multiple accounts:

Separate Business Entities or Brands

Let’s say you have a single company, but you have a couple of brands associated with your company. In such a case, it’ll be a good idea to have a separate Wise business account for each of your brands. It’s necessary to have different payment methods for different brands because it allows your brand to maintain your brand identity to your customers. You can facilitate streamlined transactions. You can maintain better control, and you can monitor your financial information properly.

Selling on multiple platforms

If you’re a freelancer or an online seller, and you sell your single products on multiple platforms, and you wish to link separate Wise accounts to different platforms. In this case, you may require different Wise business accounts. And Wise also allows you to create additional accounts.

There are many reasons why a user wants to open multiple Wise accounts. But Wise requires legitimate and valid reasons to approve your application. 

Despite the limitations, we’re here to offer you a solution that might solve your problems. Take a look.

How You Can Get a Wise Account? 

Well, Wise’s rigorous verification process is known to you, and that cannot be a hindrance to your work. However, you can get a Wise account from us. We sell fully verified Wise business accounts so that you don’t have to face any kind of obstruction. You can get a US Wise account from us to avail of the benefits from various e-commerce platforms or transact funds where Wise is not available. 

How You Can Get a Wise Account

Wise is not available in many countries such as Afghanistan, Libya, Somalia, Russia, Sudan, and many other countries where you can’t create or log in to a Wise account. However, these obstructions don’t mean that you can’t use this platform. You can buy a thoroughly verified Wise account from us without dealing with the difficult verification process. We’ll take care of your formalities and provide you with a ready-to-launch Wise business account. Our Wise accounts are created using US-verified phone numbers and by abiding by the rules and regulations of Wise. 

Using our verified and secured Wise account, you can withdraw and deposit unlimited amounts or make payments internationally. Our Wise accounts come with bank account details; besides, we deliver country-based accounts based on your demand. With us, you can make your payments wherever you are located. We are not offering the accounts only, but many more matters come with our account. Stick with this article to learn more. 

What You’ll Get With Our Wise Account?

Don’t be deceived by the fake offers that tons of other companies promise in the market. If you are looking for a genuine product, you’re in the right place. The offers we’re providing are unbelievably advantageous. We cater to hundreds of customers every single day worldwide who are happy to be with us. Take a look at what you can expect from us:

  • You’ll get a Wise account with login credentials, including email, and guidelines to operate your account safely.
  • We provide a Residential Proxy (free for 1st month).
  • You’ll get a 100% authentic verified Wise account. We worked hard to verify the accounts, and they’re ready to go. Thus, you don’t have to go through hard verification and documentation troubles.
  • We used real documents for the verification process. The importance of authenticity is beyond description when it comes to verification. Our accounts passed the test.
  • With us, you’ll get guaranteed reliability and top-notch services. 
  • Our active, 24/7 customer support system is always available at your behest. So if you face any kind of issue pertaining to your account, you’ll get immediate assistance.
  • We know the importance of your time. We deliver our services or products rapidly so that your valuable time doesn’t get wasted.
  • One of the most impressive perks we offer is that you don’t have to pay maintenance fees for our services. 
  • You’ll be delivered 1 physical debit card and multiple changeable virtual debit cards. Now you don’t have to take hassle regarding your transaction. 
  • Our services come with real business documents to ensure further safety. 

Isn’t this compelling? We not only talk, but also we deliver. Our existence in this field for a long time helped us to understand customers’ needs, tastes, and pain points. We work tirelessly to resolve the problems that our customers face.

Why You Should Buy From Us?

We’ve been operating in this industry for a long time now, which made us understand the desires of our clients. Our services and products speak on behalf of us. In the account service market, where getting reliable, trustworthy, and committed sellers are rare, we take the pledge to deliver our best continuously, which stands us apart from crowded competitors.

Why You Should Buy From Us

Our customer-oriented work ethic led us to deliver our best to ensure customer satisfaction. We assure you that you’ll get quality accounts, and you won’t face any restrictions from Wise, as we verified all our accounts by the USA phone numbers and banks. We value your time and investment, and that’s why we deliver products as quickly as possible. You won’t be disappointed in our customer support, who are active 24/7 to resolve any issues you face. 

Another convenient advantage you’ll get from us is that we process our orders in a very simple manner. So that you won’t face any trouble while buying accounts from us. In essence, we assure our clients of completely safe, reliable, and legally verified Wise accounts that are ready to use.

Final Thoughts

The importance of using electronic financial transfer platforms has become more popular over the past few years. It became essential to transact funds within countries whether you’re doing online business in various marketplaces or you’re a freelancer working with clients across the world.

Wise has changed the scene by simplifying international money transfers at a super speed at a cheaper cost. They have a reputation for moving money faster within the countries. In fact, they have to tighten the verification process to ensure the safety and security of their customer’s money. For various purposes, a question raised is, “Can I have 2 Wise accounts?” Which has been stated elaborately in this article. 

Besides, you can get a US Wise account from us, which is legal and 100% authentic. So why waste time? Take your action and resume your workflow.

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